Finance should understand where projected savings come from, how the qualifying taxable wage base is represented, and which assumptions require employer-specific validation.
Request a ConsultationProjected savings begin with the qualifying W-2 workforce. Program materials illustrate up to approximately $1,186 per qualifying employee per year, but the result should be confirmed using actual payroll data before implementation.
Support: PCBP overview and payroll reviewThe employer's 7.65% FICA rate does not change. The stated savings result from applying that rate to a lower qualifying taxable wage base after the applicable pre-tax benefit election.
Support: PCBP mechanics and IRS Publications 15 and 15-BThe homepage pay-stub example shows the same gross pay with lower taxable wages and an illustrative change in net pay. Actual employee results depend on compensation, taxes, elections, and implementation.
Support: SIMRP pay-stub comparisonReconcile the projected opportunity to the employer census, qualifying payroll, and participation assumptions. Treat savings as an estimate until the employer-specific payroll review is complete.
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